This Privacy Policy describes how BudgetExcel.com (the “Site”) collects, uses, and discloses your personal information when you visit or make a purchase from the Site.
1. Collecting Personal Information
a. Device Information
When you visit the Site, we automatically collect certain information about your device, including:
- Web browser and version
- IP address
- Time zone
- Cookies installed on your device
- Pages or products you view
- Referring URLs or search terms
- Interaction data (e.g. clicks, scrolls)
We use the following technologies to collect Device Information:
- Cookies: Small data files with a unique identifier. For details and how to disable, visit http://www.allaboutcookies.org.
- Log files: Track site actions and collect IP address, browser type, ISP, referring/exit pages, and timestamps.
- Web beacons/tags/pixels: Electronic files that record how you browse the Site.
b. Order Information
When you make or attempt a purchase, we collect:
- Name
- Billing and shipping address
- Payment information (e.g., credit card numbers)
- Email address
- Phone number
Together, Device Information and Order Information constitute “Personal Information.”
2. Using Personal Information
- Order Fulfillment: Process payments, arrange shipping, and send invoices/confirmations.
- Communication: Contact you about orders, updates, and promotions (where you’ve opted in).
- Fraud Prevention: Screen orders for risk or fraud.
- Site Improvement: Analyze browsing habits to optimize user experience and evaluate marketing campaigns.
3. Sharing Personal Information
We may share your Personal Information with third parties to help us:
- Operate and improve the Site (e.g., hosting providers, analytics services).
- Process payments (e.g., Stripe, PayPal).
- Deliver orders (e.g., shipping carriers).
- Comply with legal obligations or protect our rights.
For example, we use Google Analytics to understand Site usage; you can review Google’s privacy practices here:
- Google Privacy Policy: https://www.google.com/intl/en/policies/privacy/
- Opt-out of Google Analytics: https://tools.google.com/dlpage/gaoptout
4. Behavioural Advertising
We may use your Personal Information to deliver targeted advertisements or marketing communications we believe are relevant to you. To learn more about how targeted advertising works, visit the Network Advertising Initiative’s educational page:
http://www.networkadvertising.org/understanding-online-advertising/how-does-it-work
5. Data Retention
- Order Information: Retained for as long as necessary to fulfill orders and comply with legal obligations.
- Device Information & Analytics: Retained for up to 26 months to improve and optimize our Site.
After these periods, Personal Information is securely deleted or anonymized.
6. Security
We implement industry-standard technical and organizational measures to protect your Personal Information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.
7. Third-Party Links
Our Site may contain links to third-party websites. We are not responsible for their privacy practices or content. We encourage you to read their privacy policies before providing any Personal Information.
8. Children’s Privacy
Our Site is not intended for children under the age of 16. We do not knowingly collect Personal Information from children under 16. If we learn we have inadvertently collected Personal Information from a child under 16, we will delete it promptly.
9. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access or receive a copy of your Personal Information.
- Correct or update inaccurate information.
- Request deletion of your Personal Information.
- Object to or restrict certain processing.
- Withdraw consent for marketing communications.
To exercise these rights, please contact us as described below.
10. Changes to This Privacy Policy
We may update this Privacy Policy at any time by posting the revised version on the Site with a new “Last updated” date. Your continued use of the Site after changes become effective indicates your acceptance of the updated policy.
11. Contact Us
If you have questions or requests regarding this Privacy Policy, please contact us